Our low rates help you buy more for less.
First Time Home Buyer?
Talk To a Specialist Now
For FREE.
Your loan professional will assist you in the following ways:
- Answer all your questions about the home-buying process
- Work with you to determine how much can you afford
- Design a loan specifically to meet your individual needs
- Determine how much you will need to put down
- Give you an estimated payment amount
- Get a pre-qualification letter so that you can shop for a home
- All at no cost and with no obligation in as little as 15 minutes
- Get Pre Approved so you can compete with Cash offers
Is now a good time to buy?
The housing market may change, but the dream of homeownership never will. Don’t wait for the perfect time to buy, because now is still a great time to invest in your future. With low interest rates and flexible loan options from Ideal Home Loans, it’s easier than ever to become a first time home buyer and make your dream of homeownership a reality. Take control of your future and apply today.
Why a local lender?
Discover the Benefits of Working with a Local Lender. Ideal Home Loans is your neighbor, your friend, and your trusted advisor. With years of experience in your community and a deep understanding of local real estate markets, we can help you find the best loan for your needs. Plus, with our personalized service and low rates, you’ll enjoy a stress-free mortgage experience.
As a first time home buyer take advantage of a
low 3.5% down-payment.
Down-payment assistance available.
Applying made fast, simple and easy
with no upfront fees.
Expert guidance, personalized service,
and low rates for first-time
homebuyers since 2001.
Why should I get pre-approved?
As a first time home buyer don’t wait until you’ve found the perfect home to start thinking about your mortgage. Get pre-approved today and enjoy peace of mind, as well as a smoother and faster home buying experience.
What loan type is right for me?
Not all mortgage loans are created equal. Some have adjustable rates, while others require a higher down payment. No matter your situation the loan professionals at Ideal Home Loans will walk you through your specific situation and find the best loan that works for you.
