Our low rates help you buy more for less.

First Time Home Buyer?
Have a Specialist Call You

Your loan professional will assist you in the following ways:

  • Answer all your questions about the home-buying process
  • Work with you to determine how much can you afford
  • Design a loan specifically to meet your individual needs
  • Determine how much you will need to put down
  • Give you an estimated payment amount
  • Get a pre-qualification letter so that you can shop for a home
  • All at no cost and with no obligation in as little as 15 minutes
  • Get Pre Approved so you can compete with Cash offers

Is now a good time to buy?

The housing market may change, but the dream of homeownership never will. Don’t wait for the perfect time to buy, because now is still a great time to invest in your future. With low interest rates and flexible loan options from Ideal Home Loans, it’s easier than ever to become a first time home buyer and make your dream of homeownership a reality. Take control of your future and apply today.

Get Home Loan

Why a local lender?

Discover the Benefits of Working with a Local Lender. Ideal Home Loans is your neighbor, your friend, and your trusted advisor. With years of experience in your community and a deep understanding of local real estate markets, we can help you find the best loan for your needs. Plus, with our personalized service and low rates, you’ll enjoy a stress-free mortgage experience.

Get Home Loan

house in a percent sign

As a first time home buyer take advantage of a
low 3.5% down-payment.
Down-payment assistance available.

dollar sign under house icon

Applying made fast, simple and easy
with no upfront fees.

message bubble icon

Expert guidance, personalized service,
and low rates for first-time
homebuyers since 2001.

Why should I get pre-approved?

As a first time home buyer don’t wait until you’ve found the perfect home to start thinking about your mortgage. Get pre-approved today and enjoy peace of mind, as well as a smoother and faster home buying experience.

Get Home Loan

What loan type is right for me?

Not all mortgage loans are created equal. Some have adjustable rates, while others require a higher down payment. No matter your situation the loan professionals at Ideal Home Loans will walk you through your specific situation and find the best loan that works for you.

Get Home Loan