There’s nothing quite like the thrill of buying a home… and knowing that you got the best possible home loan makes the deal even sweeter. With current mortgage rates being so low, it’s a buyer’s market, and now is the time to make your move — literally. No matter what type of home you’re interested in purchasing, or how you plan on using your property, it’s smart to have someone in your corner, walking with you through every step of your journey. That’s where we come into play.

Ideal Home Loans wants to see you acquire your perfect home through choosing a home loan that suits your lifestyle. We’re experts in the ever-changing world of real estate mortgages and will help you determine the best time to buy, which home loans you qualify for, which mortgage program best fits your needs, how much of a down payment should be made in conjunction with your loan program, and more. In other words, we’re here to make the home buying process as smooth and “ideal” as possible.

Primary Residence

Nothing should stand in the way of you and your dream home. Once you find the perfect place to live, Ideal Home Loans is ready to spring into action. Our team will work tirelessly to help you find a loan that will turn your dreams into a reality without compromising your financial goals.

Second Home

Many savvy homeowners realize the value of purchasing a second home for getaways and extended vacations, so what’s stopping you? We’re happy to sit down and assess your financial situation so that we can come up with the best course of action for finally acquiring that mountain retreat or summer bungalow you’ve always wanted.

Investment Properties

Real estate is a fantastic investment. Smart property owners can rely on the equity from their investment homes to steadily increase their cash flow — both now and in the many years to come. Ideal Home Loans will help you discover the best loan terms and rates so you can secure a brighter future for you and your loved ones.

Home Purchase Plans

Don’t walk through the home buying process without a guide. The Ideal Home Loans Home Purchase Plan is a 40-page, fully customized profile that will break down the process into simple steps, based on your unique situation and goals. From saving money for a down payment to closing and moving, your Home Purchase Plan will have you covered.

Application Checklist

Think you’re ready to apply for a home loan? Don’t get slowed down because you weren’t prepared. Our comprehensive home loan application checklist will make sure that you have all the information you need on hand when you’re ready to take the next big step toward home ownership.

Type of Loans

There are many different types of home loans out there, but that doesn’t mean that every loan product is right for you. Ideal Home Loans takes pride in matching up homeowners not only with the loans they qualify for, but also the loans that are best aligned with their current financial situation and future goals.