If you have VA eligibility and you need a home loan…we can help.

va home loan

We Are The Most Trusted VA Home Loan Lender.

Ideal Home Loans would like to thank all of our Veterans for their service in ensuring all the freedoms we enjoy as Americans. As a Veteran, you can use your eligibility with Ideal Home Loans to buy a house with no money down and no mortgage insurance!

Already a Homeowner? You can borrow up to 100% of your home’s appraised value to tap into equity to:

  • Consolidate bills
  • Pay off debts
  • Get cash out for home improvements

All without mortgage insurance!

VA loans have some of the most competitive rates in the industry and it’s one of the easiest loans to qualify for. And you can use your VA benefits again and again!

Listen to Dick Kamerling, LTC and Green Beret (Retired), and a client of Ideal Home Loans:

Below are some of the best features of the VA loan program:

      • VA loans allow for home purchases with no down payment.
      • VA loans allows for Cashout refinancing up to 100% of your home’s value. This allows Veteran’s the ability to consolidate higher interest rate Installment and Revolving debt into lower interest rate mortgage financing.
      • Unlike Conventional and FHA loans, VA loans do not require monthly mortgage insurance.
      • VA Loans require a funding fee, paid to the VA, and can be financed into the loan.
      • Veterans with a minimum of 10% VA disability compensation are exempt from the VA Funding Fee.
      • VA Interest offers competitive interest rates, even for borrowers with blemished credit profiles.
      • Veterans are allowed to us their VA loan benefit multiple times. So if you’ve had a VA loan in the past, you’re likely eligible to use the VA loan program again.


VA loan borrowers typically pay a one-time VA funding fee that can be financed into the loan amount. This loan is available for primary residences only.
Ideal Home Lending can help answer all of your questions regarding a VA loan and whether it’s the best option for you. Call us today at 877-752-9177 to set an appointment. We are a full-service mortgage lender with experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. Our staff is dedicated to finding you the best loan product at the best rate and helping you navigate the ever-changing mortgage industry!