We don’t expect you to be an expert on the economy and time the bottom of the market. If rates go down by 0.75% within two years of your home loan with us, we’ll refinance your loan without any lender fees!
You can take a make-sense approach to the home loan process. If it saves you money now, take advantage of rates because they could go up quickly. We’ll help you determine your break even so that your loan makes sense for you. And if rates do go down, you are protected with our interest rate guarantee.
As a qualifying participant in the Ideal Rate Guarantee Program, you’ll enjoy the luxury of making positive adjustments to your mortgage plan without any of the extra stress or hassle. We waive all lender fees, including processing, underwriting, wire fees, tax service fees, and e-doc fees.
Ideal Rate Guarantee Program Qualifying Criteria
Those interested in participating in our Ideal Rate Guarantee Program must meet the following terms:
1) Borrower must make six on-time payments on their loan
2) Interest rates must have dropped .75% or more
3) Borrower must have signed a new loan application within two years of the closing date of the prior refinance
Find out if you qualify for the Ideal Rate Guarantee Program or learn more about how refinancing could work to your benefit by talking to one of our experts today.